Property
To read a decimal number, we read the whole number part, say "and" at the decimal point, and then read the fraction part. To read the fraction part of a decimal number we read the digits as though the digits formed a whole number, and then we name the place value of the final digit.
Examples
12.05 is read as "twelve and five hundredths" because the last digit, 5, is in the hundredths place.0.125 is read as "one hundred twenty-five thousandths" because the last digit, 5, is in the thousandths place.
Explanation
The decimal point is a separator, like a fence between whole numbers and their fractional parts. For the number to the left, you just read it as usual. When you hit the dot, say 'and.' For the number to the right, read it like a normal number, then finish by naming the place value of the very last digit. It's like giving a number a first and last name!